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Ways You Can Protect Your Home Against Damage Or Loss

There are plenty of ways you can protect your home against damage or loss. Here are some of the most important steps to take to make sure your possessions are safe and sound. We’ll cover everything from making sure you have a will, making sure that all valuables are covered by insurance, to investing in security measures such as locks on doors and windows, alarms for when you’re away from home, and video surveillance for inside the premises of your house. 

Make Sure You’re Insured

The first thing you should do is make sure you’re insured. This will outline who gets what after your death, which means it is less likely they will be left with nothing if something does happen. The most important thing you should have on your house is the right insurance. This will cover everything from fire damage, to theft, to hurricane damage.

Protect Your Valuables

Next, make sure that all valuables are covered by insurance. Make a full home inventory of your possessions and take photos or videos for proof of ownership in case anything ever goes missing. You should also invest in security measures such as locks on doors and windows, alarms for when you’re away from home, and video surveillance for inside the premises of your house. This will keep any potential thieves out.

Video Surveillance

One important step you can take to protect your home is by investing in video surveillance inside the premises of your house. This will keep any potential thieves out, and it will also provide extra security in case anything ever happens. The camera should be placed so that it captures as much of the room as possible, but not so well that it’s noticeable.

Be Mindful About Who You Give Your House Key To

The next thing you should do is be mindful about who you give your house key to. People often lose their keys, and someone might have easy access to your home if you let a repair person or a babysitter use it. Make sure anyone that could need a copy of your key has a securely coded and designated key of their own.

When you’re away from home it is important to be mindful about who you let into your house. It’s often easy for strangers to convince people that they need help or should be let in as an emergency. Make sure you limit the number of people you give keys to and make sure no one can enter your home without an alarm going directly to your cell phone.

Prevent Storm Damage

In addition, prevent storm damage by removing dead limbs and shrubbery from around windows and doors to ensure there is nothing for a storm to uproot and use as leverage against your property. Make sure you have fire extinguishers placed in the kitchen and garage. You should also have a plan for when something does happen. Make sure your family knows what to do in an emergency at home or elsewhere. This may seem like overkill, but it’s better than regretting not taking the time to ensure your safety.

Get An Estate Planning Lawyer

If you don’t have a will yet, this is the time to get one made up. You should invest in an estate planning lawyer to help you with this. If you don’t have a will, your state of residence decides who gets what when you die and, it might ensure that none of your possessions go to the people you want them to go to. Make sure your children are taken care of and that any assets or accounts they have set up in their name are also set up with an adult to take care of them. Also make sure that spouses are taken care of if something happens to you, and that your family is always provided for when you can’t take care of them anymore.

 

If you don’t have a will yet, this is the time to get one made up. For a will to be legal, it has to be written by the person who is making it. This means you can write in whatever you want to happen with your assets after your death. Make sure your children are taken care of and that any assets or accounts they have set up in their name are also set up with an adult to take care of them. Also make sure that spouses are taken care of if something happens to you, and that your family is always provided for when you can’t take care of them anymore. This way, you’ll prevent property loss and other possible damages. 

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